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Shopify Fee Calculator

Estimate monthly Shopify costs: card processing, the extra transaction fee for third-party payment providers by plan, subscription and apps.

Payments taken with
What the customer pays, including shipping and tax
Your provider's percentage. Shopify shows your plan's rate under Settings › Payments.
The amount on your Shopify bill (yearly billing costs less per month)

Running a Shopify store costs more than the plan price. Every order pays a card processing fee, and eligible third-party payments can attract an extra Shopify transaction fee — 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus. This online-card model adds those to subscription and app costs; enter your contracted processing prices.

How to use this tool

  1. Choose your plan and whether you use Shopify Payments or a third-party provider.
  2. Enter your orders per month and the average amount a customer pays per order.
  3. Enter your card processing rate and fixed fee, and your monthly subscription and app costs.
  4. Read the total, the cost per order, and the table comparing Shopify's third-party fee across plans.

Formula

Processing = Orders × (Order total × Rate + Fixed fee)

Shopify transaction fee = Sales × Plan rate (third-party providers only)

Total = Processing + Transaction fee + Subscription + Apps

The plan rate is Shopify's charge for using an outside payment provider; that provider still charges its own processing fee, which goes in the card rate fields.

Example

A Basic store with 200 orders a month at $60 each sells $12,000. With Shopify Payments at 2.9% + $0.30, processing costs 200 × ($1.74 + $0.30) = $408. Adding the $39 plan and $20 of apps gives $467 a month, or $2.34 per order — 3.89% of sales. Switching to a third-party provider would add 2% of $12,000, another $240.

Frequently asked questions

Does Shopify charge a transaction fee?

Online card payments through Shopify Payments avoid the extra fee. Eligible third-party transactions incur the plan rate. PayPal is exempt when Shopify Payments is primary; gift-card and store-credit rules differ.

When is it worth upgrading to a higher plan?

Compare the extra subscription cost with the savings. Higher plans have lower card rates and lower third-party fees, so they pay off once your monthly sales are large enough for the percentage savings to exceed the price difference.

Are card fees refunded when I refund an order?

Generally no — processing fees on the original payment are usually kept, so returns add to your effective fee rate.

Sources

Last updated: 2026

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