Refund & Return Policy Generator
Draft a refund and return policy for an online store: return window, condition, refunds, return shipping, exchanges, digital goods and an EU/UK 14-day withdrawal section.
This is a template, not legal advice. Consumer law differs by country and US state; check the result against the rules where your customers live and have it reviewed before publishing. The policy does not make your store compliant on its own.
A clear refund and return policy answers the questions customers ask before they buy: how long they have, what condition items must be in, who pays postage and how the money comes back. This generator drafts one from your choices, with sections for exchanges, damaged or wrong items, digital products and subscriptions, and an optional section on the 14-day right of withdrawal that consumers in the EU and the UK have for online purchases. It is a template, not legal advice.
How to use this tool
- Enter the store name, a returns email and your return window (0 if all sales are final).
- Choose the condition, refund method, refund time and who pays return shipping.
- List items that cannot be returned and set the rules for digital goods and subscriptions.
- Tick the EU / UK option if you sell to consumers there, then copy the Markdown or HTML and review it.
Formula
Sections: Returns · Items that cannot be returned (if any) · How to start a return · Return shipping · Refunds · Exchanges (optional) · Damaged, faulty or wrong items · Digital products · Subscriptions · EU/UK withdrawal (optional) · Contact.
The EU / UK section follows Directive 2011/83/EU Articles 9–16 and the UK Consumer Contracts Regulations 2013: 14 days from delivery, refund of the price and standard delivery within 14 days of the withdrawal, same payment method, and the usual exceptions for personalised, perishable, sealed hygiene and started digital goods.
Example
With a 30-day window, unused items, refunds to the original payment method within 10 days and the customer paying return postage, the policy has 8 sections. Adding digital products, subscriptions and the EU / UK withdrawal section brings it to 11.
Frequently asked questions
Am I required to accept returns?
It depends on where your customers are. Online sales to consumers in the EU and the UK carry a 14-day withdrawal right; in the US there is no general federal right, but some states require a displayed policy. Faulty goods are covered by consumer law almost everywhere.
Can I charge a restocking fee?
Many US stores do. In the EU and the UK you may not charge one when a consumer uses the 14-day withdrawal right, though you can deduct for any loss of value caused by excessive handling.
Who pays return shipping?
You decide for change-of-mind returns, and the policy must say so; under EU / UK withdrawal rules the consumer pays only if you told them beforehand. For faulty or wrong items, the seller normally pays.
Sources
This result is an estimate for general information only, not financial, tax, legal or medical advice. Rules and rates change and your circumstances may differ, so confirm with the official source or a qualified professional before you rely on it. You use the result at your own risk. How we check our calculators · Full disclaimer
Last updated:
Page address with these inputs: https://kakao.mobile/tools/refund-policy-generator/
Cite or embed this tool
kakaoCalc. (2026, November 8). Refund & Return Policy Generator. https://kakao.mobile/tools/refund-policy-generator/
“Refund & Return Policy Generator.” kakaoCalc, 8 Nov. 2026, kakao.mobile/tools/refund-policy-generator/.
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