Terms and Conditions Generator
Draft plain-language terms and conditions for a site, app or store: accounts, payments, content, liability and dispute clauses. A template, not legal advice.
This is a plain-language template, not legal advice. Fill in every [BRACKETED] item, make sure each clause matches how your business really works, and have a qualified lawyer adapt it to your business and to the places where your customers live before you publish it.
Terms and conditions are the contract between you and the people who use your site, app or store — covering acceptable use, payments, liability and what happens in a dispute. This generator assembles readable terms from your answers as a first draft, with [BRACKETED] gaps for the details only you can fill in. It is a template, not legal advice, and it needs a lawyer’s review before you rely on it.
How to use this tool
- Enter your business name, legal name, URL, contact email and governing law.
- Choose the type of service and the effective date.
- Toggle the clauses you need — accounts, payments, content, liability and more — and pick a dispute approach.
- Copy the Markdown or HTML, fill in the [BRACKETED] items and have a lawyer review it.
Formula
The document is built from standard clauses: acceptance and eligibility, accounts, orders and delivery (stores), payments, user content licence, acceptable use, intellectual property, app-store terms (apps), warranty disclaimer and liability limit, termination, governing law or arbitration, changes and contact. Sections are numbered in order and appear only when your answers need them.
Example
The default website settings produce a 9-section agreement: who may use the website, accounts, acceptable use, intellectual property, disclaimer and liability limit, termination, governing law and disputes, changes and contact. An online store with payments and user content adds orders, payments and content sections for 12.
Frequently asked questions
Do I really need terms and conditions?
They are not always legally required, but they protect you by limiting liability, setting acceptable use and defining how disputes are handled. Most apps, stores and SaaS products have them.
Arbitration or courts?
A courts clause sends disputes to the courts of your governing law. Binding arbitration keeps disputes out of court and usually bars class actions, but its enforceability varies by region — ask a lawyer.
Is this enforceable as written?
It is a reasonable starting draft, but enforceability depends on your jurisdiction and business. Have a qualified lawyer review and adapt it before relying on it.
This result is an estimate for general information only, not financial, tax, legal or medical advice. Rules and rates change and your circumstances may differ, so confirm with the official source or a qualified professional before you rely on it. You use the result at your own risk. How we check our calculators · Full disclaimer
Last updated:
Page address with these inputs: https://kakao.mobile/tools/terms-of-service-generator/
Cite or embed this tool
kakaoCalc. (2026, November 8). Terms and Conditions Generator. https://kakao.mobile/tools/terms-of-service-generator/
“Terms and Conditions Generator.” kakaoCalc, 8 Nov. 2026, kakao.mobile/tools/terms-of-service-generator/.
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